New Backpacks, New Schedules — and a Good Reminder to Protect What Matters Most
As your family heads back into the school year, it's a natural moment to double-check two things that protect your kids' future: your life insurance and your auto insurance. We'll help you make sure both are ready.
Back-to-School Season Is a Natural Check-In Point
Between new schedules, new drivers, and new routines, late summer is when a lot of families naturally think about "what if." It's a great time to make sure your coverage actually matches where your family is today.
New Driver in the House?
If a teenager is heading to school with a permit or license this year, your auto policy may need an update before the first day back.
Growing Family, Growing Needs
Kids get older, income changes, and mortgages shift. Life insurance you set up years ago may no longer reflect what your family actually needs.
Planning Ahead for Education
Many parents use this time of year to think longer-term — including how they'd want their children's education funded no matter what happens.
One Agency, Many Carriers
You don't have to piece this together yourself. We compare options across 50+ carriers to help fit your budget and your family.
Protecting Their Future, No Matter What
Every school year brings new goals for your kids — and new reasons to make sure they're financially protected if something happens to you. Life insurance is one of the most direct ways to help safeguard their path forward, from day-to-day stability to future education costs.
- Help replace lost income so daily life and routines stay steady
- Plan ahead for future education expenses
- Coverage options for educators, first responders, and military families
- Policies that can fit a range of budgets and life stages
Ready for Carpool Lines, Practice, and Everything In Between
Whether it's a new teen driver, a longer commute to a new school, or just more time on the road this year, your auto coverage should keep pace with your family's routine.
- Guidance on adding a teen driver to your policy the right way
- Coverage reviews for new commutes, carpools, and after-school activities
- Bundling options that may help simplify your family's coverage
- Access to 50+ carriers so you're not locked into one option
An Independent Agency Built for Florida Families
We work for you — not one insurance company. That means real comparisons, honest guidance, and coverage built around your family, not a sales quota.
Carriers to Compare
As an independent agency, we shop across 50+ carriers to find the right fit for your family.
Local Expertise
Serving families across the Tampa Bay area, with offices in Land O' Lakes and St. Petersburg.
Built for Educators & More
Proudly serving Florida educators, first responders, and military families.
Personal Guidance
Work with a real advisor who takes the time to understand your family's goals.
Back-to-School Coverage FAQ
Do I need to add my teen driver to my auto insurance policy before school starts?
In most cases, yes. Once your teen has a learner's permit or license and has regular access to a vehicle, they typically need to be listed on your auto policy. Adding them before the school year starts — rather than after an incident — helps make sure driving to school, practice, or a part-time job is properly covered.
How much life insurance do I need as a parent?
It depends on your income, debts, mortgage, and future goals like college costs for your kids. A common starting point is enough coverage to replace your income for several years and cover major future expenses, but the right amount is different for every family. An advisor can walk through your specific numbers with you.
Can life insurance help pay for my child's education?
Yes. Many families use life insurance as part of a broader plan to make sure education costs are covered even if a parent passes away unexpectedly. Some policies also build cash value that can be accessed later to help with tuition or other future expenses.
Does FEI & GAC work with multiple insurance carriers?
Yes. As an independent agency, we're not tied to one insurance company. We compare options across 50+ carriers to help you find coverage that fits your family's needs and budget.
What if I need to file a claim?
Need to file a claim? We can help connect you with your carrier so the process is as smooth as possible.
Let's Get Your Family's Coverage Ready for the Year Ahead
A quick conversation now can save a lot of stress later. Reach out today and let's make sure your family's protected — this school year and beyond.