Protecting Your Time on the Water
Florida is one of the top boating states in the country — and the right watercraft insurance is as essential as a life jacket. FEI & GAC compares marine insurance options across multiple carriers to protect your boat, waverunner, or jet ski on every Florida waterway.
Florida's Waters Deserve the Right Coverage
With gorgeous weather year-round, spending time on the water is one of Florida's most beloved pastimes. Whether you own a fishing boat, a pontoon, a waverunner, or a jet ski, protecting your watercraft with the right insurance is essential — whether you're on the Gulf, a lake, or an inland waterway.
FEI & GAC Wealth Management offers boat, waverunner, and jet ski insurance to watercraft owners throughout Tampa Bay and across the state. As an independent agency, we compare marine insurance options across multiple carriers to find the best coverage and rate for your specific vessel and how you use it.
If you are currently uninsured, give us a call today so we can secure a policy that protects your off-hours adventures before your next trip out on the water.
We proudly serve watercraft owners throughout:
What We Cover
Our marine insurance policies are available for boats, pontoons, fishing vessels, waverunners, jet skis, and other personal watercraft. Coverage applies on the Gulf, lakes, rivers, and inland waterways throughout Florida.
Why an Independent Agency?
Rather than being tied to one carrier's products, we compare marine insurance options across multiple providers — making sure you get the right combination of coverage, value, and service for your specific vessel.
Ready to Get Covered?
Call or email us today and one of our licensed agents will help you find the right watercraft policy before your next trip out on the water.
(813) 600-3268 office@feipartners.comWhat Your Watercraft Policy Covers
Our marine insurance policies offer a comprehensive suite of coverage options — from liability and collision to fuel spill liability, fishing equipment, and pet injury. Here's what each one covers in plain language.
Bodily Injury & Property Damage Liability
Covers your legal liability for an accident involving injury to another person or damage to their property, up to the limits you select. A foundational coverage for any watercraft owner in Florida.
Comprehensive & Collision
Collision protects you if you collide with another boat or object. Comprehensive covers non-collision events such as theft, fire, and vandalism. Both pay for damage to your watercraft — you are only responsible for the deductible.
Uninsured Boater
Protects you in the event of a hit and run, when the at-fault party has no insurance, or when your injury expenses exceed their liability limits. Coverage is designed to fill the gap up to the Underinsured Boater limits you select.
Medical Payments
Covers medical care costs for you and anyone aboard your boat at the time of an accident, regardless of fault. Also covers injuries sustained while water skiing or tubing from the insured vessel.
Fuel Spill Liability
Covers accidental oil or fuel spills resulting in bodily injury or property damage for which you are legally responsible due to the ownership, maintenance, or use of your insured watercraft. A coverage unique to marine policies that standard auto insurance does not provide.
Wreckage Removal
Pays reasonable costs you incur for the attempted destruction, raising, and removal of the wreckage of your insured boat or personal watercraft — helping you meet legal obligations and avoid costly penalties after a serious incident.
Personal Effects
Covers your personal belongings and loss of personal effects while on board an insured boat or while being carried on or off the vessel. Available for both boats and personal watercraft.
Roadside Assistance
Available 24/7 at no out-of-pocket cost. Covers towing to the nearest repair facility and necessary labor when your vehicle and trailer are disabled due to:
- Flat tire or battery failure
- Electrical or mechanical breakdown
- Lockout or fuel shortage
- Being trapped in snow, mud, water, or sand within 100 feet of the roadway
On Water Towing & Labor
Covers towing and labor costs when your watercraft breaks down on the water, up to the coverage amount you select. A valuable add-on that keeps you from being stranded on Florida's waterways.
Fishing Equipment
Covers loss or damage to your fishing equipment while on board or while being carried on or off your insured vessel — including rods, reels, tackle, and other gear. A must-have for Florida anglers.
Pet Injury
Your dog or cat is covered under your Comprehensive and Collision coverage during a boating incident — including a crash, theft, flood, or fire. Because your pets are family too.
Ready to Protect Your Watercraft?
Our licensed agents will compare marine insurance options across multiple carriers to find the right policy for your vessel, your waters, and your budget. Give us a call or send us an email — we'd love to help.
Speak With a Licensed Agent
Our team is available Monday through Friday during business hours. We're happy to answer any questions and help you find the right watercraft coverage.
Land O Lakes, FL 34638
St. Petersburg, FL 33702