Coverage That Fills the Gaps Medicare Leaves Behind
Original Medicare doesn't pay for everything. We help Florida residents navigate their Medicare options and find the supplemental coverage that best fills the gaps — with clear, straightforward guidance from a team that works for you.
FEI does not offer every plan available in your area. Contact Medicare.gov, 1-800-MEDICARE, or your local SHIP to get information on all of your options.
Navigating Medicare Doesn't Have to Be Confusing
FEI & GAC Wealth Management provides Medicare supplemental insurance and supplemental health coverage to Florida residents throughout Tampa Bay and statewide. With over 22 years of experience serving Florida residents, we help individuals, particularly those approaching or in retirement, navigate their Medicare options and find the supplemental coverage that best fills the gaps left by original Medicare.
Our licensed agents take the time to understand your healthcare needs, budget, and lifestyle before recommending a plan. We will walk you through the Medicare plan options available to you and provide clear, unbiased guidance so you can make the right choice for your situation rather than settling for a one-size-fits-all solution.
Supplemental insurance planning is also available in coordination with our GAC Wealth Management team, ensuring your healthcare coverage aligns with your broader retirement and financial plan.
We proudly serve Medicare-eligible residents throughout:
Who We Help
We specialize in helping Florida residents who are new to Medicare, approaching age 65, experiencing a qualifying life event, or looking to review and improve their existing Medicare or supplemental coverage. We also assist individuals with high-deductible health plans who want to reduce out-of-pocket exposure.
Coordinated With GAC Wealth
Your healthcare costs in retirement are a significant financial planning consideration. Our supplemental insurance team works alongside our GAC Wealth Management advisors to ensure your coverage decisions align with your broader retirement and financial goals.
Ready to Review Your Options?
Call or email us to schedule a no-obligation consultation. We'll answer your questions, walk through your options, and help you enroll in the plan that best fits your needs.
(813) 600-3268 office@feipartners.comSupplemental Coverage We Offer
We offer supplemental insurance to fill any gaps your current health insurance coverage may have and provide you with peace of mind if something unexpected were to happen. It's also a great addition if you carry a health plan with a high deductible.
Cancer Insurance
A cancer diagnosis can bring significant financial burdens beyond what health insurance covers — including treatment costs, travel, and lost income. Cancer insurance provides a cash benefit to help you focus on recovery rather than finances.
Heart Attack & Stroke
Provides a lump-sum cash benefit upon diagnosis of a covered heart attack or stroke. These funds can be used for any purpose — medical costs, mortgage, household expenses — giving you financial flexibility when you need it most.
Ground & Air Medical Transportation
Covers the cost of emergency ground ambulance and air medical transport services — costs that can reach tens of thousands of dollars and are often only partially covered by Medicare or standard health insurance.
Long-Term Care
Covers expenses associated with extended care needs — including nursing home care, assisted living, and in-home care services. An important planning tool for those who want to protect their retirement assets from the high cost of long-term care.
Hospital Indemnity & Medicare Supplemental*
Hospital Indemnity insurance pays a fixed cash benefit for each day you are hospitalized, helping cover costs your primary coverage may leave behind. Medicare Supplemental (Medigap) and Medicare Advantage plans further bridge the gap between what original Medicare covers and your actual healthcare costs.
*See Medicare Supplement & Medicare Advantage section below for full details and the required disclaimer.
High-Deductible Plan Supplement
A great addition for anyone carrying a health insurance plan with a high deductible. Supplemental coverage helps absorb out-of-pocket costs so that a high-deductible plan's lower premiums don't come at the expense of financial security when a health event occurs.
* Medicare Supplement & Medicare Advantage — Important Note
Although original Medicare provides some health coverage, it does not pay for everything. This is where a Medicare Supplement plan (also known as Medigap) and a Medicare Advantage plan can help cover healthcare costs not covered by original Medicare — for example, certain copayments, coinsurance, and deductibles.
Confused about your choices? Give our team a call to schedule an appointment to review your Medicare needs, whether that is a Medicare Advantage Plan or a Medicare Supplement Plan. We will gladly answer your questions, provide information, and help you enroll in the plan that best suits your needs.
Medicare Supplement vs. Medicare Advantage
Not sure which Medicare plan type is right for you? Here's a plain-language overview of the two main options — and how our team can help you decide.
Medicare Supplement (Medigap)
A Medicare Supplement plan works alongside original Medicare (Parts A and B) to help cover costs that Medicare doesn't fully pay — such as copayments, coinsurance, and deductibles. You can typically see any doctor or specialist who accepts Medicare, giving you broad flexibility in your care.
Medigap plans are standardized by the federal government, meaning the benefits of each plan type (Plan G, Plan N, etc.) are the same regardless of which insurance company you buy from. Our agents help you compare carriers and premiums to find the best value for your plan type.
Medicare Advantage (Part C)
Medicare Advantage plans are offered by private insurance companies approved by Medicare. These plans provide all of your Part A and Part B benefits and often include additional benefits not covered by original Medicare — such as vision, dental, hearing, and prescription drug coverage (Part D).
Medicare Advantage plans may have lower monthly premiums than Medigap plans, but typically operate within a network of providers. Our agents help you understand the trade-offs and identify the plan that best matches your healthcare needs and preferred doctors.
Important Disclaimer — Medicare Plan Availability
FEI does not offer every plan available in your area. Currently we represent 10 organizations which offer 60 products in your area. Please contact Medicare.gov, 1-800-MEDICARE (1-800-633-8227), or your local State Health Insurance Program (SHIP) to get information on all of your options.
Unbiased Guidance. The Right Plan. Every Time.
"An ounce of prevention is worth a pound of cure."
With over 22 years of experience helping Florida residents navigate Medicare and supplemental insurance, our only goal is to find the coverage that best fits your health, your budget, and your life. We take the time to understand your situation and walk you through every option clearly — so you always make an informed decision.
Supplemental insurance planning at FEI & GAC is also available in coordination with our GAC Wealth Management team, so your healthcare coverage decisions are made as part of a complete retirement and financial plan — not in isolation.
Learn About GAC Wealth ManagementReady to Find the Right Medicare Plan?
Call or request a free quote and we will schedule a no-obligation consultation. We'll walk through your options, answer every question, and help you enroll in the plan that best suits your healthcare needs and budget.
Speak With a Licensed Agent
Our team is available Monday through Friday, 8AM to 5PM. We're happy to answer your Medicare and supplemental insurance questions at no cost or obligation.
Land O Lakes, FL 34638
St. Petersburg, FL 33702
Whether you are new to Medicare Advantage or looking at your options, we are here to help you with a review of your current benefits. We represent multiple carriers so we are able to find you the right plan that will fit your budget and health care needs.
Supplemental Insurance
We offer Supplemental Insurance to fill any gaps your current health insurance coverage may have and provide you with peace of mind if something unexpected were to happen. It’s also a great addition if you opt for insurance plans that have high deductibles. Some of the coverages we offer are:
Cancer
Heart Attack & Stroke (lump-sum)
Ground and Air Medical Transportation
Long-Term Care
Hospital Indemnity and Medicare Supplemental Insurance/Medicare Advantage Plan*
*Although original Medicare provides some health coverage, it does not pay for everything. This is where a Medicare Supplement plan (aka Medigap) and Medicare Advantage plan, can help cover health care costs not covered by original Medicare. For example, with some copayments, coinsurance, and deductibles.
Confused about your choices? Give our team a call to schedule an appointment to review your Medicare needs, whether it is a Medicare Advantage Plan or a Medicare Supplement Plan. We will gladly answer any of your questions, provide you information and help you enroll in a plan that best suits your needs:
Disclaimer:
FEI does not offer every plan available in your area. Currently we represent 10 organizations which offer 60 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.WHY FEI
FEI & Supplemental Insurance
FEI & GAC Wealth Management provides Medicare supplemental insurance and supplemental health coverage to Florida residents throughout Tampa Bay and statewide. As an independent agency with over 22 years of experience serving Florida residents, we help individuals - particularly those approaching or in retirement - navigate their Medicare options and find the supplemental coverage that best fills the gaps left by original Medicare.
Our licensed agents take the time to understand your healthcare needs, budget, and lifestyle before recommending a plan. We work with multiple carriers so you always receive unbiased guidance and a range of options rather than a one-size-fits-all solution. Supplemental insurance planning is also available in coordination with our GAC Wealth Management team, ensuring your healthcare coverage aligns with your broader retirement and financial plan.
We proudly serve Medicare-eligible residents in Land O' Lakes, Lutz, Wesley Chapel, Odessa, Zephyrhills, New Port Richey, Tampa, St. Petersburg, Clearwater, Dunedin, and surrounding communities throughout Pasco County, Hillsborough County, and Pinellas County.
To learn more about your Medicare supplemental insurance options or to schedule a no-obligation consultation, call us at (813) 600-3268, email office@feipartners.com, or visit our offices in Land O' Lakes or St. Petersburg. We are available Monday through Friday, 8AM to 5PM.