Commercial Insurance

Commercial Insurance

Commercial Insurance open for business

Also known as business insurance, commercial insurance helps protect your organization from things such as bodily injury, cyberattacks, data breaches, and property damage. There are multiple ways to ensure business properly based on what line of business you are in. 

With an assortment of coverage needs to choose from, we make it easy to protect yourself and your business. Give us a call today: 813.600.3268


  • Commercial auto insurance gives your business coverage in the event one of your employees is in an accident in a company vehicle. Depending on the coverage you desire this insurance can cover medical payments, property damage, and liability to others. There are a wide range of coverages to choose from on the commercial side from hired auto coverage, non-owned auto coverage, to small business coverage.

  • There are various options available to protect your business property. For example, for businesses that lease buildings, there are lessor risk policies. We can even add your personal property to your business’ policy.

  • General liability protects your business from claims made by a third party if they get injured on your property or in the event you or an employee damage someone’s property in the act of conducting business.

  • Professional liability, also known as errors and omissions, protects your business from mistakes made by employees in professional services. It covers you in the event your business inadvertently gave inaccurate advice, negligence, or misrepresentation.

  • Workers’ compensation provides medical expenses and loss wages to employees who are injured on the job. Workers’ compensation varies state to state, and coverages and premiums are based on the class of work.

  • A business owner policy is the opportunity to bundle your property insurance with another insurance policy such as general and professional liability. Typically, with small to mid-size businesses, a BOP policy is the best product to gain coverage. You receive a discount for bundling your commercial property with general liability in this manner.

  • Commercial flood policies protect your business in the event that water enters your property. This coverage can be beneficial to business owners who are in flood zones. The coverage can help protect not only the building but the personal property that is used in your day-to-day business operations.

  • Helps protect your business by covering claims that exceed the limits of liability on your current policy. In most cases general liability and professional liability only cover up to a certain amount, typically two million. In these situations, the umbrella policy will kick in once those limits are met.