Florida Flood Insurance:
Don’t Get Caught Off Guard

Hurricane Season Starts June 1 | Secure Your Flood Coverage Now

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Hurricane Season Starts June 1 | Secure Your Flood Coverage Now 〰️

Get a Free Flood Insurance Quote.

Standard homeowners policies don’t cover flooding. Don't let unexpected floodwaters drown your budget.

Let FEI be your go-to guy in protection. Enjoy peace of mind knowing you have the right coverage that keeps you afloat.

1”

of water = $25K+ damages

1 in 3

claims outside Flood Zones

Call or Get a Quote ->
🏆 BBB Accredited Agency
🗺️ Serving All of Florida
🔒 Independent — We Shop Multiple Carriers
⚡ Fast, Personalized Service
📞 After-Hours Emergency Line

Why Every Florida Home Needs Flood Coverage

Florida leads the nation in flood risk. If you live in the Sunshine State, this isn’t optional protection - it’s essential.

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    $25K+ with One Inch of Water

    Just a single inch of floodwater can cause more than $25,000 in damage - before contents, living expenses, and repairs.

  • Close-up of a hand placing a red pushpin into a detailed map or city layout, with several other red pushpins nearby.

    1 in 3 Claims Outside Flood Zones

    Nearly 1 in 3 NFIP claims (29%) come from properties outside high-risk zones, per FEMA data 2014–2024.

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    30 Day Waiting Period

    Waiting until a storm is named means it's too late to get covered. Don't wait for the forecast.

Local Expertise.
Multiple Carriers.
Personalized Service.

Based in Land O' Lakes and St. Pete — we understand Tampa Bay area flood risks intimately.

🔀
We Shop Multiple Carriers

As an independent agency, we compare coverage from multiple insurers to find your best fit.

👤
A Real Agent, Every Time

Licensed agents guide you from quote to claim. No bots. No call centers.

🚨
After-Hours Emergency Line

Storms don't keep business hours. Reach us by text at (813) 618-2822 when you need us most.

What Does Your Policy Cover?
Homeowners vs. flood insurance
Fire & smoke damage ✓ Homeowners
Wind & hurricane damage ⚠ Check policy
Storm surge flooding ✗ Not covered
Inland & rainwater flooding ✗ Not covered
Sewer / drain backup flood ✗ Not covered
Flood damage to structure ✓ Flood policy
Flood damage to contents ✓ Flood policy
⚠️ Don't assume you're covered. Let an FEI agent review your current policy and identify any gaps before hurricane season begins.

Floridians Trust FEI

  • I have worked with FEI for years and have been very satisfied! I would definitely refer them.

    — Sheryl A., Google Business Review

  • FEI took the time to walk us through the details, explain what actually matters, and made sure we had the right coverage in place without overcomplicating it. That kind of clarity is hard to find.

    — Bryan G., Google Business Review

  • The team at FEI handled my request quickly accurately, and even followed up to ensure I received everything in order. There's a reason we've been with them for over 20 years...Keep up the excellent work!

    — Ian A., Google Business Review

Hurricane Season is 30 Days Away.
Are You Covered?
Don't wait until there's a storm on the horizon. Contact FEI today for a free review of your flood insurance - or to get a new policy in place before the season starts.