Home, Condo & Renters Insurance in Florida — Tailored to You.
FEI is an independent broker that shops 50+ top-rated carriers to get you the right coverage at the best price. Get your free quote in minutes.
Choose your coverage type to learn more
Every Florida home is different. FEI tailors coverage for homeowners, condo owners, and renters across Tampa Bay and all of Florida.
Dwelling structure
Covers your home's roof, walls, floors, and built-in systems against covered perils.
Hurricane & windstorm
Florida-specific coverage for wind damage, a critical risk for nearly every homeowner in the state.
Personal property
Protects furniture, electronics, clothing, and valuables inside your home.
Liability
Covers you if someone is injured on your property or you cause accidental damage.
Loss of use
Pays for temporary housing and extra living costs if your home becomes uninhabitable.
Flood add-on available
Standard policies exclude flood. FEI can help you add separate flood coverage.
Interior unit coverage
Covers walls, floors, ceilings, and fixtures inside your unit — what your HOA's master policy doesn't cover.
Personal belongings
Protects your furniture, electronics, and valuables whether damaged at home or elsewhere.
Loss assessment
Covers your share of costs if your condo association levies a special assessment after a covered loss.
Personal liability
Shields you from financial loss if a guest is injured in your unit.
Additional living expenses
Covers hotel and extra costs if you're displaced while your unit is repaired.
Personal property
Covers theft, fire, and water damage to your belongings — your landlord's policy only covers the building.
Personal liability
Protects you if someone is injured in your rental or you accidentally damage property.
Temporary housing
Pays for a hotel or alternate housing if your rental becomes uninhabitable after a covered loss.
Bundle & save
Pair your renters policy with auto insurance through FEI and save on both — starting at just a few dollars a month.
The FEI difference
We're independent, which means we shop for you — not for the carrier.
Carrier partners
We compare dozens of top-rated Florida insurers to find the best fit for your home and budget.
Independent
No quotas, no incentives — our only job is getting you the right coverage.
BBB rated
Accredited and top-rated. Our reputation is built one client at a time.
What Florida clients are saying
Hundreds of Florida homeowners, condo owners, and renters trust FEI with their coverage.
"Big thanks for years of ensuring that we have the best home insurance!"
"FEI has been beyond exceptional at working with me to ensure my new Florida Homeowners Policy is exactly what my family and I need."
"Great communication, quick response with detailed follow through paying attention to detail. Best coverage at best pricing."
Florida home insurance — FAQ
Have a question before filling out the form? Here are answers to what we hear most.