Frequently Asked Questions
FAQS

I am not an educator or first responder. May I still be a client of FEI & GAC Wealth Management?

Absolutely! Even though our name is Florida Educator Insurance, we aim to help every Floridian regardless of their career path. We are still very active in the educational and first responder community, but it is not a requirement to be a client of ours.

How can I get a quote or meet with someone to review my insurance policies?

There are a few ways you can get a quote or meet with someone to review your insurance policies. You may give us a call at (813) 600-3268 or request a quote online.

Our main office located at 2660 Stonewood Park Loop, Land O Lakes, FL 34638, is open from 8AM to 5PM, Monday - Friday. If you can’t make it to our office, our fully licensed staff will meet with you anytime at your house or place of business, or via Zoom. We understand life can be busy and we will do our best to accommodate you!

Do I need to wait until my current policy is up before I switch over to you?

No. Especially if it’s in your best interest to switch to one of our top “A” rated companies, we will take care of everything for you. The sooner we can start saving you money, the better.

What are the benefits of working with an independent insurance agency in Florida?

Access to 50+ top insurance carriers.

There are a handful of benefits with working with a local independent agency in Florida. As an independent agency, we’re not tied to just one company. Our agents work with more than 50 of the leading insurance carriers, so you instantly gain access to a wide range of options (auto, home, life insurance, etc.). We compare multiple quotes for you and identify the most competitive rates that fit your needs and budget.

Truly personalized, unbiased advice.

You’re never just a policy number. Our agents take the time to understand your business, your goals, and your risk tolerance. Because we don’t have an allegiance to a single carrier, we can provide objective recommendations focused on what’s best for you—not what’s best for an insurance company. That means you get the right coverage, not just the easiest one to sell.

Local Florida expertise and real people.

We’re a Florida‑based agency, and when you call us, you reach a real team member who lives and works here—not a call center or a robot. We understand Florida’s unique regulations, market conditions, and the specific risks businesses face here, from hurricanes to litigation trends. That local insight helps ensure your coverage actually works when you need it.

Everything under one roof.

At FEI & GAC, you can handle all of your property and casualty insurance needs - home, auto, life, commercial, watercraft, umbrella insurance and more, as well as, many of your financial needs in one place. You don’t have to juggle multiple agencies or phone numbers anymore. One call, one relationship, and a coordinated strategy to protect your business, assets, and your future.

Are you closed for lunch?

No. We are open Monday - Friday, 8AM to 5PM and never close for lunch. If you need us afterhours, we are available 24/7 on our emergency number: 813.618.2822. You can find our holiday office closure announcements on our Facebook & Instagram page, along with our Google Business page.

Could you explain the connection with Joy FM?

Florida Educator Insurance was founded on Christian principles. Our owner, Gary Cucchi, is a member of Idlewild Baptist Church, and is very involved in supporting his local church, international ministries, and other local Christian ministries.